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What Is Non-Standard Auto Insurance?

Non-standard car insurance is for drivers considered too high of a risk for standard car insurance. You may become a high-risk driver after a DUI (driving under the influence) conviction, getting into several accidents or filing too many claims.



Non-standard car insurance usually provides the minimum amount of liability car insurance your state requires so you can drive legally. Liability car insurance helps cover the property damage, medical and legal expenses of others after you cause an a...

Getting the Cheapest Used Car Insurance

Getting the cheapest insurance for a used car often comes down to picking the right coverage. For most people, that’s going to mean buying liability-only car insurance. Liability insurance for a used car costs $956 a year, on average, for a common car like the Honda Civic.



Full-coverage car insurance may not have enough of a return on investment for a used vehicle, depending on its age. The average cost of a full-coverage insurance policy for a used car is $2,345 a year.



The cost of insu...

Getting Car Insurance For a Salvage or Rebuilt Title

No, you can’t usually get car insurance for a salvage title vehicle.



You can typically only get car insurance for a vehicle with a salvage title after it is repaired, passes a state-authorized safety inspection and has its title upgraded to rebuilt status.



A car with a salvage title is not safe for driving. After a car is totaled in an accident, the insurance company usually takes possession of the wreck. They will sometimes then sell the car at auction or a salvage yard to recoup the co...

What Does Personal Property Insurance Cover?

Personal property insurance, also called “home contents insurance,” can pay to repair or replace your belongings if your home is damaged. It’s usually a part of your home or renters insurance.



Your policy may have limits on how much it will pay for expensive items like jewelry or art, but you can often pay for extra coverage in order to protect your valuables for what they’re worth.



Personal property insurance is a type of coverage included in your homeowners or renters insurance policy,...

What is Agreed Value Car Insurance?

With agreed value car insurance, you and the insurance company agree on your car’s worth. The company gives you that exact amount if your car is totaled or stolen.



People choose agreed value policies to fully protect special vehicles. This type of insurance is popular for antique, collector and classic cars. These cars are often worth more than regular vehicles.



One big benefit of agreed value insurance is that it ignores depreciation. Depreciation means a car loses value as it gets olde...

How to Save Money on Car Insurance

There are many ways you can lower your car insurance costs. Comparing quotes from multiple companies is one good option. Discounts are another great way to save on auto insurance.



Between these and other methods, like raising your deductible and dropping coverage you don’t need, you should be able to make your annual premium a lot cheaper.



Taking the time to do a car insurance comparison of several companies is one of the best and easiest ways to save money on car insurance.



Auto ins...

What Happens if You Drive Without Insurance?

The penalty for driving without insurance can include license suspension, fines and even jail time. It can also increase your rates when you do get car insurance.



Only New Hampshire doesn’t require auto insurance. In most other states, it’s a misdemeanor charge to drive without insurance, but the penalties can depend on your driving history, whether there was an accident and how serious it was.



The penalties for driving without car insurance vary from state to state, but usually include:...

Best Homeowners Insurance in Washington | LendingTree

Mutual of Enumclaw is the best home insurance company in Washington, with the state’s cheapest average rate ($907 a year) and great customer satisfaction ratings.
Allstate has Washington’s second-cheapest home insurance rates of around $1,061 a year. It also has the best discount options.
Washington residents looking for the cheapest home insurance should consider Mutual of Enumclaw, which has an average rate of $907 a year.
Allstate is also worth a look thanks to its average rate of $1,061 a ye...